PAYMENTS EXPLAINED
PAYMENTS EXPLAINED
WHEN AND WHAT DO I PAY?
Your Quote & Annual Estimate
You are quoted a personal price per mile, which you pay as you drive through your pre-paid account. We send or install your JURNYmeter, a small device that securely measures your mileage so that we can charge you accurately. There’s no driver score, no interventions and no curfew! You are also quoted a small monthly fee that covers you while you’re parked. These are used to calculate your estimated annual cost.
Pennies-per-mile
Your rate per mile while you drive. You’ll have a pre-paid account to pay for this as you drive. We’ll cap your charge at 100 miles per day.
Small Monthly Fee
This covers your car while you’re not driving and gives you access to your personal dashboard with information at your fingertips.
Estimated Annual Cost
Calculated by adding your (monthly fee x 12 months) to your (quoted price per mile x your annual estimated mileage).
What You Pay Today
Everything you pay today will either go towards your monthly fees or the miles you drive, and it does not change your estimated annual cost. There is no need to pay annually in advance, or take out a financing loan to pay monthly.
Set-up Fee
To set up your policy and arrange your JURNYmeter. The equivalent amount will be transferred to your pre-paid account after 6 months.
First Month's Fee
Your first of 12 monthly fees. This covers your car while you’re not driving and gives you access to your personal online dashboard.
Pre-paid Account Top-up
Your account will then auto top up by £25 when your balance falls below £10. You can change these settings in your dashboard.
WHAT YOU WON’T PAY
Drive Less. Pay Less.
You only pay for the miles you drive. Drive less and your policy will cost you less than your initial annual estimate.
All Miles Over 100/day FREE
With JURNY, the most we’ll ever charge you for in a single day is 100 miles. This means you can save loads on those long trips.
No Annual or Interest Payments
No lump-sum annual payment or paying monthly with interest through a financing loan. Pay for your car insurance as you use it.
PREFER KNOWING WHAT YOU PAY EACH MONTH?
Do you prefer knowing what you need to pay each month so that you can budget? It’s easy to change your top-up settings so that you know what you may need to pay each month.
Go to your JURNY dashboard and change your pre-paid account settings to Manual Top-up.
Top your pre-paid account up with the amount you expect to spend on mileage in a month.
Top your pre-paid account up with this amount at the beginning of each policy month.
You can change your top-up settings at any time. Don’t worry if you are left with money in your pre-paid account at the end of your policy. You can either withdraw it or keep it in your pre-paid account to use for miles if you renew with us.
Calculating Recommended Monthly Top-up
To work out how much to top your pre-paid account up by each month, simply divide your estimated annual mileage by 12 and multiply that by your personal price per mile. Remember that your total monthly cost will be this amount plus your quoted monthly fee. Here’s an example:
If you stick to your estimated mileage then it won’t cost you any more than what you calculate. In fact, if you drive less than your estimated mileage, you’ll pay less and have money left in your pre-paid account for the next month!
Estimate Calculator
Use our handy calculator below to find out what your recommended monthly top-up amount is, as well as your estimated total monthly cost.
